Top 8 Digital Banks Cards - EU

April 2024
Europe

Compare the best (Credit/ Debit/ Virtual) cards providers, Choose & Get your card

CardAccounts & PricingBrandHighlightsOur RatingNext Step
1 Paysend 'SmartCard'

Paysend 'SmartCard'

  • Multi-currency Global account
  • Free Virtual Card
  • International Money Transfer
  • Fast & simple online sign up
  • Multi-currency account
  • Free Virtual Card
  • 24/7 customer support
98

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Go To Site
Sign up online in minutes

Paysend 'SmartCard' | A taste Go To Site

Additional Features

  • SmartCard with no fees
  • Hold and switch 8 currencies
  • International money transfers - low rates
  • International Paysend Mastercard - No extra charges

Product Details

  • Virtual Card:
  • Free of charge,
  • keeping you safe when making purchase online.
  • ‘SmartCard’:
  • No Fees.
  • No extra charges while using abroad.
  • Link your card to your local currency for everyday spending
  • Freeze / Unfreeze instantly
Paysend Global Account Review

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Available On

Android Apple
98

Regulation

FCA

Additional Features

  • SmartCard with no fees
  • Hold and switch 8 currencies
  • International money transfers - low rates
  • International Paysend Mastercard - No extra charges

Product Details

  • Virtual Card:
  • Free of charge,
  • keeping you safe when making purchase online.
  • ‘SmartCard’:
  • No Fees.
  • No extra charges while using abroad.
  • Link your card to your local currency for everyday spending
  • Freeze / Unfreeze instantly
Read Full Review

2 Bunq debit card

Bunq debit card

  • Easy Green - €16.99/m
  • Easy Money - €7.99/m
  • Easy Travel - €9.99/one time
  • Sign up in 5 minutes desk
  • No Tax number needed
  • No Credit Checks
  • No monthly fees
  • Great for Expats
96

More Details+

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Free 1 month trial of a Easy Money account

Bunq debit card | A taste Go To Site

Additional Features

  • Up to 25 bank accounts - each with its own IBAN
  • Sub-account sharing
  • Send Money Overseas with Transferwise
  • Shop online safely using a virtual one-time Online Card
  • Receive 0.27% interest on top of your bank balance

Product Details

  • Bunq ‘Metal Card’:
  • Support Apple Pay and Google Pay desk
  • Up to 10 monthly Free global ATM withdrawals
  • Available with Easy Green & Easy Money Accounts
  • Bunq ‘Travel Card’:
  • Available with Easy Travel Account
  • Worldwide acceptance
  • Low fees & exchange rates when spending abroad

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Available On

Android Apple
96

Regulation

DSG

Additional Features

  • Sign up in 5 minutes
  • No Tax number needed
  • No Credit Checks
  • No monthly fees
  • Great for Expats

Product Details

  • Bunq ‘Metal Card’:
  • Support Apple Pay and Google Pay desk
  • Up to 10 monthly Free global ATM withdrawals
  • Available with Easy Green & Easy Money Accounts
  • Bunq ‘Travel Card’:
  • Available with Easy Travel Account
  • Worldwide acceptance
  • Low fees & exchange rates when spending abroad
Read Full Review

3 Monese Mastercard

Monese Mastercard

  • Simple - Free
  • Classic - €/£5.95
  • Premium - €/£14.95
  • Open an account in only 10 minutes
  • Receive £ or € bank transfers
  • Regulated by the FCA
92

More Details+

Go To Site
Sign up online in minutes

Monese Mastercard | A taste Go To Site

Additional Features

  • Debit/Virtual card with account
  • Free ATM withdrawals up to €200 per month
  • No monthly fees
  • Make fast and secure contactless payments with Apple Pay or Google Pay
  • 14 supported languages

Product Details

  • Virtual Card:
  • Free of charge,
  • Extra layer of security when shopping online.
  • Prepaid Debit Card:
  • No Fees on ATM withdrawals.
  • Your money is available to you in-store, online or at ATMs worldwide.
  • Stylish designs
  • Easy, quick and secure payments with just a single tap of your card
  • Lock / Unlock on the go
Monese Review

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Available On

Android Apple
92

Regulation

FCA

Additional Features

  • Debit/Virtual card with account
  • Open an account in only 10 minutes
  • Receive £ or € bank transfers
  • Free ATM withdrawals up to €200 per month
  • No monthly fees
  • Make fast and secure contactless payments with Apple Pay or Google Pay
  • 14 supported languages

Product Details

  • Virtual Card:
  • Free of charge,
  • Extra layer of security when shopping online.
  • Prepaid Debit Card:
  • No Fees on ATM withdrawals.
  • Your money is available to you in-store, online or at ATMs worldwide.
  • Stylish designs
  • Easy, quick and secure payments with just a single tap of your card
  • Lock / Unlock on the go
Read Full Review

4 N26 Metal Card

N26 Metal Card

  • Basic - Free
  • N26 SMART - €4.90/m
  • N26 You - €9.90/m
  • Metal - €16.90/m
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Contacless payments
  • No Currency exchange fees
89

More Details+

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N26 Metal Card | A taste Go To Site

Additional Features

  • Free Standard account
  • Free payments in any currency
  • 100% Mobile banking for all your transactions
  • 24/7 Chatbot support, In-app livechat
  • Free ATM withdrawals worldwide
  • 3D Secure online payments

Product Details

  • N26 Standard - Free:
  • Virtual card. Optional physical card for a €10 delivery fee
  • N26 SMART - €4.90/m:
  • Free colorful Debit card + optional extra card
  • N26 You - €9.90/m:
  • Free colorful Debit card + optional extra card
  • Unlimited free withdrawals in any currency
  • Metal - €16.90/m:
  • An 18-gram metal card, accepted worldwide
  • Unlimited free withdrawals in any currency
  • Full travel insurance package
  • Full lifestyle insurance package

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Available On

Android Apple
89

Regulation

BaFin

Additional Features

  • Full European banking licence
  • Support Google Pay & Apple Pay
  • No Currency exchange fees
  • Free Standard account
  • Free Contacless payments in any currency
  • 100% Mobile banking for all your transactions
  • 24/7 Chatbot support, In-app livechat
  • Free ATM withdrawals worldwide

Product Details

  • N26 Standard - Free:
  • Virtual card. Optional physical card for a €10 delivery fee
  • N26 SMART - €4.90/m:
  • Free colorful Debit card + optional extra card
  • N26 You - €9.90/m:
  • Free colorful Debit card + optional extra card
  • Unlimited free withdrawals in any currency
  • Metal - €16.90/m:
  • An 18-gram metal card, accepted worldwide
  • Unlimited free withdrawals in any currency
  • Full travel insurance package
  • Full lifestyle insurance package
Read Full Review

5 qonto Business Card

qonto Business Card

  • Solo - €9/month
  • Standard - €29/month
  • Premium - €99/month
  • FR, IT, ES or DE IBANs, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Automatic VAT detection tool
86

More Details+

Go To Site

qonto Business Card | A taste Go To Site

Additional Features

  • Supervised by the ACPR (Banque de France)
  • Freelancers / SMEs / Enterprises Accounts
  • Initiate and Receive transactions with a click
  • Upload receipts with camera and attach it to the transaction

Product Details

  • Solo - €9/month:
  • 20 SEPA transfers & direct debits
  • 1 Mastercard physical card
  • Optional Mastercard virtual cards
  • Optional check cashing
  • 1 Member
  • Standard - €29/month:
  • 100 SEPA transfers & direct debits
  • 2 Mastercard physical card
  • 2 Mastercard virtual cards
  • 3 Checks to cash
  • Up to 5 Members
  • Premium - €99/month:
  • 500 SEPA transfers & direct debits
  • 5 Mastercard physical card
  • Unlimited Mastercard virtual cards
  • 10 Checks to cash
  • Unlimited Members

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Available On

Android Apple
86

Regulation

ACPR

Additional Features

  • FR, IT, ES or DE IBANs, Physical & Virtual card
  • Freelancers / SMEs / Enterprises Accounts
  • Initiate and Receive transactions with a click
  • Upload receipts with camera and attach it to the transaction

Product Details

  • Solo - €9/month:
  • 20 SEPA transfers & direct debits
  • 1 Mastercard physical card
  • Optional Mastercard virtual cards
  • Optional check cashing
  • 1 Member
  • Standard - €29/month:
  • 100 SEPA transfers & direct debits
  • 2 Mastercard physical card
  • 2 Mastercard virtual cards
  • 3 Checks to cash
  • Up to 5 Members
  • Premium - €99/month:
  • 500 SEPA transfers & direct debits
  • 5 Mastercard physical card
  • Unlimited Mastercard virtual cards
  • 10 Checks to cash
  • Unlimited Members
Read Full Review

6 Revolut Visa Card

Revolut Visa Card

  • Standard - Free
  • Plus - £2.99/m
  • Premium - £6.99/m
  • Metal - £12.99/m
  • Spending Analytics
  • Send money worldwide without hidden fees
82

More Details+

Go To Site

Revolut Visa Card | A taste Go To Site

Additional Features

  • Euro IBAN account
  • Poor customers support
  • Users reported that their money was locked without giving them explanation

Product Details

  • Standard £0/m’:
  • UK Account
  • Euro IBAN Account
  • No Fee ATM withdrawals up to £200
  • Plus - £2.99/m:
  • Standard +:
  • 24/7 customer support
  • Junior features access
  • Premium - £6.99/m:
  • Plus +:
  • Exclusive card designs
  • International payments
  • Metal - £12.99/m:
  • Premium +:
  • Revolut Metal card
  • Cashback on card payments

x

Available On

Android Apple
82

Regulation

FCA

Additional Features

  • Euro IBAN account
  • Poor customers support
  • Users reported that their money was locked without giving them explanation

Product Details

  • Standard £0/m’:
  • UK Account
  • Euro IBAN Account
  • No Fee ATM withdrawals up to £200
  • Plus - £2.99/m:
  • Standard +:
  • 24/7 customer support
  • Junior features access
  • Premium - £6.99/m:
  • Plus +:
  • Exclusive card designs
  • International payments
  • Metal - £12.99/m:
  • Premium +:
  • Revolut Metal card
  • Cashback on card payments
Read Full Review

The Advantages of Neobanks

The Advantages of Neobanks

Stay On The Safe Side & Make Smarter Decision

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced. Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market. If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others. Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.