Top 8 Digital Banks Cards - EU

October 2023
Europe

Compare the best (Credit/ Debit/ Virtual) cards providers, Choose & Get your card

Card	Accounts & Pricing	Brand	Highlights	Our Rating	Next Step
1 Paysend 'SmartCard'	Multi-currency Global account Free Virtual Card International Money Transfer		Fast & simple online sign up Multi-currency account Free Virtual Card 24/7 customer support	More Details+	Go To Site
Sign up online in minutes
Paysend 'SmartCard' \| A taste Go To Site Additional Features SmartCard with no fees Hold and switch 8 currencies International money transfers - low rates International Paysend Mastercard - No extra charges Product Details Virtual Card: Free of charge, keeping you safe when making purchase online. ‘SmartCard’: No Fees. No extra charges while using abroad. Link your card to your local currency for everyday spending Freeze / Unfreeze instantly Paysend Global Account Review Time to open an account 9.8 Security 9.8 Fees & Charges 9.7 Ease Of Use 9.8 Functionality 9.4 x Go To Site Available On Regulation FCA Additional Features SmartCard with no fees Hold and switch 8 currencies International money transfers - low rates International Paysend Mastercard - No extra charges Product Details Virtual Card: Free of charge, keeping you safe when making purchase online. ‘SmartCard’: No Fees. No extra charges while using abroad. Link your card to your local currency for everyday spending Freeze / Unfreeze instantly Read Full Review Time to open an account 9.8 Security 9.8 Fees & Charges 9.7 Ease Of Use 9.8 Functionality 9.4
2 Bunq debit card	Easy Green - €16.99/m Easy Money - €7.99/m Easy Travel - €9.99/one time		Sign up in 5 minutes desk No Tax number needed No Credit Checks No monthly fees Great for Expats	More Details+	Go To Site
Free 1 month trial of a Easy Money account
Bunq debit card \| A taste Go To Site Additional Features Up to 25 bank accounts - each with its own IBAN Sub-account sharing Send Money Overseas with Transferwise Shop online safely using a virtual one-time Online Card Receive 0.27% interest on top of your bank balance Product Details Bunq ‘Metal Card’: Support Apple Pay and Google Pay desk Up to 10 monthly Free global ATM withdrawals Available with Easy Green & Easy Money Accounts Bunq ‘Travel Card’: Available with Easy Travel Account Worldwide acceptance Low fees & exchange rates when spending abroad Time to open an account 9.2 Security 9.8 Fees & Charges 9.4 Ease Of Use 9.4 Functionality 8.9 x Go To Site Available On Regulation DSG Additional Features Sign up in 5 minutes No Tax number needed No Credit Checks No monthly fees Great for Expats Product Details Bunq ‘Metal Card’: Support Apple Pay and Google Pay desk Up to 10 monthly Free global ATM withdrawals Available with Easy Green & Easy Money Accounts Bunq ‘Travel Card’: Available with Easy Travel Account Worldwide acceptance Low fees & exchange rates when spending abroad Read Full Review Time to open an account 9.2 Security 9.8 Fees & Charges 9.4 Ease Of Use 9.4 Functionality 8.9
3 Monese Mastercard	Simple - Free Classic - €/£5.95 Premium - €/£14.95		Open an account in only 10 minutes Receive £ or € bank transfers Regulated by the FCA	More Details+	Go To Site
Sign up online in minutes
Monese Mastercard \| A taste Go To Site Additional Features Debit/Virtual card with account Free ATM withdrawals up to €200 per month No monthly fees Make fast and secure contactless payments with Apple Pay or Google Pay 14 supported languages Product Details Virtual Card: Free of charge, Extra layer of security when shopping online. Prepaid Debit Card: No Fees on ATM withdrawals. Your money is available to you in-store, online or at ATMs worldwide. Stylish designs Easy, quick and secure payments with just a single tap of your card Lock / Unlock on the go Monese Review Time to open an account 9.8 Security 9.8 Fees & Charges 9.7 Ease Of Use 9.6 Functionality 9.6 x Go To Site Available On Regulation FCA Additional Features Debit/Virtual card with account Open an account in only 10 minutes Receive £ or € bank transfers Free ATM withdrawals up to €200 per month No monthly fees Make fast and secure contactless payments with Apple Pay or Google Pay 14 supported languages Product Details Virtual Card: Free of charge, Extra layer of security when shopping online. Prepaid Debit Card: No Fees on ATM withdrawals. Your money is available to you in-store, online or at ATMs worldwide. Stylish designs Easy, quick and secure payments with just a single tap of your card Lock / Unlock on the go Read Full Review Time to open an account 9.8 Security 9.8 Fees & Charges 9.7 Ease Of Use 9.6 Functionality 9.6
4 N26 Metal Card	Basic - Free N26 SMART - €4.90/m N26 You - €9.90/m Metal - €16.90/m		Regulated by the PRA & BaFin Full European banking licence Support Google Pay & Apple Pay Contacless payments No Currency exchange fees	More Details+	Go To Site
N26 Metal Card \| A taste Go To Site Additional Features Free Standard account Free payments in any currency 100% Mobile banking for all your transactions 24/7 Chatbot support, In-app livechat Free ATM withdrawals worldwide 3D Secure online payments Product Details N26 Standard - Free: Virtual card. Optional physical card for a €10 delivery fee N26 SMART - €4.90/m: Free colorful Debit card + optional extra card N26 You - €9.90/m: Free colorful Debit card + optional extra card Unlimited free withdrawals in any currency Metal - €16.90/m: An 18-gram metal card, accepted worldwide Unlimited free withdrawals in any currency Full travel insurance package Full lifestyle insurance package Time to open an account 8.9 Security 9.8 Fees & Charges 8.8 Ease Of Use 9.1 Functionality 9.7 x Go To Site Available On Regulation BaFin Additional Features Full European banking licence Support Google Pay & Apple Pay No Currency exchange fees Free Standard account Free Contacless payments in any currency 100% Mobile banking for all your transactions 24/7 Chatbot support, In-app livechat Free ATM withdrawals worldwide Product Details N26 Standard - Free: Virtual card. Optional physical card for a €10 delivery fee N26 SMART - €4.90/m: Free colorful Debit card + optional extra card N26 You - €9.90/m: Free colorful Debit card + optional extra card Unlimited free withdrawals in any currency Metal - €16.90/m: An 18-gram metal card, accepted worldwide Unlimited free withdrawals in any currency Full travel insurance package Full lifestyle insurance package Read Full Review Time to open an account 8.9 Security 9.8 Fees & Charges 8.8 Ease Of Use 9.1 Functionality 9.7
5 qonto Business Card	Solo - €9/month Standard - €29/month Premium - €99/month		FR, IT, ES or DE IBANs, Physical & Virtual card Advanced Bookkeeping and Accounting Tools Automatic VAT detection tool	More Details+	Go To Site
qonto Business Card \| A taste Go To Site Additional Features Supervised by the ACPR (Banque de France) Freelancers / SMEs / Enterprises Accounts Initiate and Receive transactions with a click Upload receipts with camera and attach it to the transaction Product Details Solo - €9/month: 20 SEPA transfers & direct debits 1 Mastercard physical card Optional Mastercard virtual cards Optional check cashing 1 Member Standard - €29/month: 100 SEPA transfers & direct debits 2 Mastercard physical card 2 Mastercard virtual cards 3 Checks to cash Up to 5 Members Premium - €99/month: 500 SEPA transfers & direct debits 5 Mastercard physical card Unlimited Mastercard virtual cards 10 Checks to cash Unlimited Members Time to open an account 8.6 Security 9.8 Fees & Charges 8.3 Ease Of Use 8.9 Functionality 9.1 x Go To Site Available On Regulation ACPR Additional Features FR, IT, ES or DE IBANs, Physical & Virtual card Freelancers / SMEs / Enterprises Accounts Initiate and Receive transactions with a click Upload receipts with camera and attach it to the transaction Product Details Solo - €9/month: 20 SEPA transfers & direct debits 1 Mastercard physical card Optional Mastercard virtual cards Optional check cashing 1 Member Standard - €29/month: 100 SEPA transfers & direct debits 2 Mastercard physical card 2 Mastercard virtual cards 3 Checks to cash Up to 5 Members Premium - €99/month: 500 SEPA transfers & direct debits 5 Mastercard physical card Unlimited Mastercard virtual cards 10 Checks to cash Unlimited Members Read Full Review Time to open an account 8.6 Security 9.8 Fees & Charges 8.3 Ease Of Use 8.9 Functionality 9.1
6 Revolut Visa Card	Standard - Free Plus - £2.99/m Premium - £6.99/m Metal - £12.99/m		Spending Analytics Send money worldwide without hidden fees	More Details+	Go To Site
Revolut Visa Card \| A taste Go To Site Additional Features Euro IBAN account Poor customers support Users reported that their money was locked without giving them explanation Product Details Standard £0/m’: UK Account Euro IBAN Account No Fee ATM withdrawals up to £200 Plus - £2.99/m: Standard +: 24/7 customer support Junior features access Premium - £6.99/m: Plus +: Exclusive card designs International payments Metal - £12.99/m: Premium +: Revolut Metal card Cashback on card payments Time to open an account 9.1 Security 9.8 Fees & Charges 8.6 Ease Of Use 9.2 Functionality 9.7 Customers Support 8.7 x Go To Site Available On Regulation FCA Additional Features Euro IBAN account Poor customers support Users reported that their money was locked without giving them explanation Product Details Standard £0/m’: UK Account Euro IBAN Account No Fee ATM withdrawals up to £200 Plus - £2.99/m: Standard +: 24/7 customer support Junior features access Premium - £6.99/m: Plus +: Exclusive card designs International payments Metal - £12.99/m: Premium +: Revolut Metal card Cashback on card payments Read Full Review Time to open an account 9.1 Security 9.8 Fees & Charges 8.6 Ease Of Use 9.2 Functionality 9.7 Customers Support 8.7

The Advantages of Neobanks

The Advantages of Neobanks

Apply in minutes

In a few simple steps, you can apply & order your new card
Financial Control

Control your expenses with budgeting & reporting tools. You can also Lock/Unlock your card with just a tap in the app, in case of steal or lost.
Safe & Secure

The highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced. Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market. If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others. Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.

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