Top 8 Digital Banks - US

Additional Features

• Complete banking solution
• Offering both debit and credit card
• No SSN required*
• Build US credit history
• No credit check to apply
• Grants rewards & benefits

Top Destination Countries

• Bank Account & Debit card:
• No Monthly fees
• No minimum balance requirement
• No Overdraft/Insufficient fees
• No Foreign transaction fees
• Sable secured Credit card:
• NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with
  Sable’s Double Cash Bonus.
• Approval in 3 minutes
• Earn 2 percent cash back on selected brands purchases.
• Up to $10,000 credit limit
• No credit check or US credit history required.
• No SSN required for non US citizens.
• Build US credit history FAST. Sable offers enhanced reporting on more data points than
  any other card so you can build your credit faster.

Additional Highlights

• Euro IBAN account
• Travel without extra hidden fees
• Easy money management toold
• Round up on card payments for savings
• Send & request money globally
• Trade Shares, Commodities & Crypto easily via app

Key Product Features

• Standard £0/m’:
• UK Account
• Euro IBAN Account
• No Fee ATM withdrawals up to £200
• Plus - $2.99/m:
• Standard +:
• 24/7 customer support
• Junior features access
• Premium - $6.99/m:
• Plus +:
• Exclusive card designs
• International payments
• Metal - $12.99/m:
• Premium +:
• Revolut Metal card
• Cashback on card payments

Additional Highlights

• Banking services provided by The Bancorp Bank; Member FDIC
• Plan and budget your business expenses automatically with 'Envelopes'
• Smart, digital banking tools
• Easy payments - send ACH, wires & pay bills from any device
• Send a check by mail to anyone nationwide
• Deposit from anywhere - Cash with ATM's, checks via app
• Business MasterCard debit card for everyone on your team

Key Product Features

• NorthOne Deposit account - $10/m:
• ACH payments
• Deposits
• Transfers
• Purchases
• Envelopes
• App Integrations
• Mastercard Debit Cards.

*T&C Apply

Additional Highlights

• Buy, hold, exchange and sell US dollars and 37 cryptocurrencies from a single intuitive app
• Seamlessly send and receive crypto from external wallets
• Commission-free trading and zero ATM fees (up to $250 per month, 2% thereafter)
• No annual fee. No exchange fees
• Instant debit card top-up at zero cost

Key Product Features

• X-Account:
• Ability to earn up to 8% X-Points rewards back for any in-store and online purchases made, with Cryptoback™ rewards scheme and X-tras program
• Set up the account in 5 minutes
• On-chain transactions enable crypto to be sent and received from external wallets
• Earn up to 12 percent interest compounded daily – up to 100x more than the usual rate!
• Multicurrency Wirex Card:
• Spend 150+ currencies at live rates at more than 61m locations worldwide
• Instant in-app alerts help you keep track of your payments
• Cryptoback™ rewards pay back up to 2% in WXT on all spending, in-store & online
• Up to $250 monthly ATM withdrawals and no monthly maintenance charge

Additional Highlights

• Banking Services provided by The Bancorp Bank, Member FDIC
• No account fees (Earth)
• Cashback rewards
• Virtual cards & P2P
• Get paid up to 2 days early
• Savings & robust APYs

Key Product Features

• Earth - $0:
• PVC 1 foiled card
• 2% cashback, $1 cashback on coffee
• 0.25% Savings APY ($20K balance or less)
• Cell phone insurance & extended warranty protection
• 3 Active Virtual cards
• Water - $19.99/y
• Embedded Metal card
• 4% cashback, $1 cashback on Food & coffee
• 0.75% Savings APY
• 15 Active Virtual cards
• Air - 49.99/y
• All Metal card
• 5% cashback, $1 cashback on Food & coffee
• 1.00% Savings APY
• Unlimited Virtual cards
• Fire - 199.99/y
• Mechanically engraved all Metal card
• 6% cashback, $1 cashback on Food & coffee
• 1.25% Savings APY
• Unlimited Virtual cards

Additional Highlights

• Current Basic Account - $0
• Current Premium Account - $4.99/month
• Current Teen Account - $36/Year (per teen)

Key Product Featires

• Fee Free Overdraft Up to $100*
• Get Paid Up to 2 days faster with direct deposit
• Open to Everyone, including teens
• Sign up for an account in just 2 minutes
• No hidden fees*
• No minimum balance
• No Overdraft fees*
• No bank transfer fees*
• Earn points, get cash-back at over 14K participating merchants nationwide
• No ATM fees at over 40,000 in-network ATM's*
• Add cash to your account at over 60,000 participating stores via barcode scan
• Current is a financial technology company, not a bank. Banking services provided by and Visa® Debit Card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A. Inc and can be used everywhere Visa debit cards are accepted. *Out of network cash withdrawal fees apply. Third-party, adding cash and Current membership fees may apply.

Additional Highlights

• Deposits won't fund fossil fuel exploration or production
• 55,000 free in-network ATMs
• Get Paid up to 2 days early
• Option to plant a tree with every roundup

Key Product Features

• Aspiration Card - Pay what is fair (even $0):
• Save & Spend - Up to 3.00% APY (83x more interest than the national average)
• Deposits won't fund fossil fuel exploration or production
• 55,000 free in-network ATMs
• Get Paid up to 2 days early
• Option to plant a tree with every roundup
• 3-5% Cash back on Conscience Coalition purchases
• Aspiration Plus Card - $5.99/m(annualy):
• All the above, and:
• 10% Cash back on Conscience Coalition purchases
• Up to 5.00 percent APY on your savings
• One out-of-network ATM reimbursement monthly
• Investing:
• $10 minimum opening deposit
• Open to new investors
• Retirement:
• $10 minimum opening deposit
• Tax deferred growth
• Traditional IRA

Additional Features

• Cash management account
• Sign-up in 60 seconds
• No account fees
• 55,000+ fee-free ATMs worldwide within the Allpoint Network
• Get Paid up to 2 days early

Top Destination Countries

• SoFi Money:
• Earn 0.25% APY
• No-fee Overdraft coverage
• Manage your account via mobile device
• SoFi Credit Card:
• Save, invest & pay down debt with CC
• Get up to 2 percent cashback on purchases
• No annual fee
• Personal Loans:
• Fixed Rates 4.74% APR to 19.38% APR (with AutoPay and Direct Deposit into SoFi Money®)
• No Fees
• 2-7 Years
• $5,000-$100,000
• Student Loan Refinancing:
• Fixed interest rates start at 2.74% APR* (with autopay)
• No hidden fees
• Fast, easy & all online

Additional Highlights

• Get started in less than 5 minutes
• No Fee Cash Withdrawals  - 85,000 Allpoint & MoneyPass® ATMs
• Seamlessly manage your cash and crypto in one place
• 4% yearly savings on your dollars
• Choose to receive part of your paycheck in crypto

Key Product Features

• Basic Checking Account - Free Forever:
• Yearly Bonus on Deposits - 1.20 percent  on balances up to $5,000
• Yearly Cashbacks - 5 percent  on spends up to $500
• Debit Cards - Instant Virtual Cards
• Contactless Mobile Payments - Apple Pay, Google Pay & Samsung Pay
• Out-of-Network ATMs - 1 free withdrawal per month
• Metal Checking Account - Free with direct deposit of $250 per month
• Yearly Bonus on Deposits - 1.20 percent  on balances up to $50,000
• Yearly Cashbacks - 5 percent  on spends up to $3,000
• Debit Cards - Black Metal and Virtual Cards
• Contactless Mobile Payments - Apple Pay, Google Pay & Samsung Pay
• Out-of-Network ATMs - 3 free withdrawal per month

Additional Highlights

• Fee-free overdraft up to $100* with Chime’s SpotMe^®
• Get paid up to 2 days early with direct depositˆ
• No foreign transaction fees˜
• No minimum, monthly, or overdraft fees˜
• No minimum balance requirements
• No Credit Check or ChexSystems
• Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Key Product Features

• Spending Account: Comes with Visa® Debit card
• Savings Account: 0.50% Annual Percentage Yield (APY)¹. Set money aside with Automatic Savings features
• Chime accounts are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC
• Over 38,000 fee-free ATMs with Moneypass® and Visa® Plus Alliance